As a student, your laptop is your most essential device. Whether it’s for doing research, taking notes, or binge-watching your favorite anime, it’s probably your most used device other than your phone.
Now imagine if your laptop got damaged or, worse, stolen. What would you do? This idea seems scary to even think about, so let’s discuss how laptop insurance can save you back in your hour of need.
Why is it Important for Students?
Student life is already very challenging, and you don’t want to add on the worry about your devices’ safety. We know that campus life is hard and very unpredictable. One moment, you’re in the library; the other, you’re in some cafe working on projects and assignments to make last-minute changes before submission. You leave your laptop unattended for a second, and the next moment, it’s not there.
That is why you need a trustworthy companion that is always there to save your day. Laptop insurance will cover all your costs. But remember, not all insurances are great. Some may replace your device; others might not even pay for repairs.
This is where Optimo deals step in to offer you a trustworthy hand in choosing the best insurance plans with comprehensive comparisons.
Coverage of Laptop insurance.
Now, to answer the burning question, What do these laptop insurance plans actually cover?
Let’s discuss this in detail and provide you with a step-by-step guide about what you should look for when buying a laptop insurance.
Accidental Damage
It’s a fact that accidents can happen anytime. This moment, everything is fine; the next moment, you’re left speechless and dumbfounded. As humans, we can never tell what’s going to happen next.
But, we can prepare in advance for some unfortunate happenings like the breakdown of your laptops.
Insurance companies will cover every kind of accidental damage.
You spilled your coffee all over your laptop? No worries!
You dropped your laptop from the rooftop? They got you!
Insurance companies will make sure that you’re not left with a hefty repair bill and extend a helping hand when in need.
Lost or Stolen
As much as expensive machines are desirable to us users, the thieves are attracted to them as much as us.
Unfortunately, in the current era, crime rates are sky-high. No one can predict where the thieves will attack you and steal your belongings.
But you don’t have to be a worrywart!
Laptop insurance covers you here as well. This means you will get a replacement for your old laptop without emptying your pockets.
Hardware damage
Your laptop’s working fine when, all of a sudden, the screen shuts off. What the hell just happened? You might think.
Well, not every time a device breaks down due to some physical damage sometimes there could be some internal hardware issue. That’s why electronic devices are so unpredictable.
Many insurance policies offer to cover such breakdowns even after the manufacturer’s warranty ends.
Fire and Water Damage
Suppose you’re doing your college work while sipping your coffee on a nice summer morning when your dog decides to rest on your lap and accidentally spills your delicious coffee all over your laptop.
You’re filled with rage, but can you punish your dog? Of Course not! But what you can do is call your insurance company and explain the situation.
Yes, insurance companies will save you even from such silly cases.
Malicious Damage
Pranks have become a thing over social media in recent times. Smashing your friends’ laptops or deleting all their data is supposed to be funny. It’s not certain that someone will harm your device for the jokes, but it’s one optimistic way of thinking.
But what to do now?
Everyone knows that you can’t even get a penny out of your friend’s pockets, much less a whole new laptop. This kind of malicious damage is also covered by insurance companies sometimes, but the chances here are not so high.
Final Decision
Laptop insurance is not something that students think about every day, but it’s very important. In the unpredictable student life, there’s no telling when a disaster will strike you out of nowhere.
Protecting your devices is as important as breathing, as assignments can’t be made out of thin air. That is why you should make sure that all your devices are fully insured and protected.
So, stop scratching your neck and take some necessary steps now!
References:
https://optimodeals.com/gadget-insurance/laptop/hewlett-packard/
https://www.hp.com/in-en/shop/accidental-damage-protection
https://www.asus.com/content/how-to-choose-an-eco-friendly-laptop/
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