Philadelphia is a popular city located in Pennsylvania. It is the largest city and busiest metropolitan area in the state. As there are a lot of busy streets, complex intersections, and high traffic volume, it is no surprise that car accidents are a common occurrence here.
While some minor accidents are resolved quickly, many car accidents in Philadelphia need legal intervention due to their complexity and severity. Knowing when to hire a car accident lawyer is important to receive fair compensation and hold the negligent party accountable.
Here are some of the situations where you should hire a car accident lawyer to resolve the case.
When You Sustained Serious Injuries
If you have been seriously injured in a car accident, you should hire a car accident lawyer. After an accident, medical bills pile up. You have to pay for ambulances, surgeries, physical therapy, and ongoing care. When you hire a car accident lawyer, they will file a claim and help you receive compensation for your losses. It includes:
- Medical expenses
- Lost wages
- Future rehabilitation costs
- Pain and suffering
A lawyer knows how to calculate damages and negotiate with the insurance company to get fair compensation.
When Liability Is Unclear or Disputed
In some car accidents, liability may be unclear, especially in multi-vehicle pileups. In such a situation, the insurance company shifts partial blame on you, or totally denies your claim by saying you are responsible for the accident. In these cases, you need legal professionals to gather evidence, interview witnesses, and build a strong case. A lawyer will collect necessary evidence, prove liability, and defend your rights.
When There Are Multiple Parties Involved
If an accident involves multiple vehicles, such as cars, commercial trucks, or public transportation, it requires a detailed investigation. There could be multiple liable parties, including drivers, employers, vehicle manufacturers, or even the government. In such a situation, the case will be more complex, and you definitely need a lawyer. They can untangle the complexities and hold all the responsible parties accountable.
When the Other Driver Is Uninsured or Underinsured
Being involved in an accident with a driver who lacks adequate insurance makes the claims process more complex. Even if you have uninsured/underinsured motorist coverage, it is not always easy to claim what you deserve. A car accident lawyer will help you handle your own policy and identify all possible ways to get the compensation you deserve.
When You Suspect DUI or Reckless Driving Was Involved
If the at-fault driver was under the influence of alcohol or drugs, or was driving carelessly, it adds another layer of legal complexity. Criminal charges may be involved, and your civil case will benefit from the added weight of those findings. A lawyer will coordinate with law enforcement, analyze the police report, and use evidence from the criminal case to strengthen your civil claim.
When You Lost a Loved One Due to the Accident
Unfortunately, some car accidents can be fatal. In such heartbreaking situations, families can be eligible to file a wrongful death claim. These cases are emotionally draining and legally complex. A car accident lawyer will investigate the case and negotiate with the insurance company to receive a settlement. If the settlement is not satisfactory, they even take the case to court to prove negligence and get justice.
Conclusion
While not every minor accident requires lawyers, the situations listed above do. The legal procedures in car accident claims can be complicated, especially when injuries are severe, there are disputes over liability, or insurance complications are involved.
Having a car accident lawyer by your side helps protect your rights. They will handle everything from gathering evidence and negotiating with the insurance company to getting the right settlement you deserve.