With over 4 million crashes resulting in property damage in 2022 alone, a car accident is an unfortunate reality that many drivers will experience at some point. Knowing how to respond after an accident is crucial for protecting yourself both physically and legally. Here are 7 things you should never do following a collision.
Never Try to Handle Things on Your Own. Hire a Car Accident Lawyer
Car accident claims are extremely complex. Consider hiring a car accident lawyer to protect your rights. An experienced lawyer can deal with insurance companies on your behalf, determine liability, file claims properly, and ensure you receive full compensation for medical bills, lost wages, vehicle repair/replacement, and pain and suffering resulting from the crash.
Do Not Leave the Accident Scene
In 2020, there were nearly 36,000 fatal crashes in the U.S., or about 106 deaths per day. With stakes this high, it is never advisable to leave the scene of an accident before the police arrive. Fleeing the scene is illegal and can result in criminal charges, license suspension, and difficulty with your insurance claim. Always remain at the site of the accident until the police have taken your statement.
Don’t Admit Fault or Say You Are Sorry
Even if you believe the accident was your fault, never expressly admit fault or culpability to the other driver. Anything you say can be used against you later by police, insurance companies, and lawyers. Simply exchange insurance information with the other driver and stick to the facts when speaking with officers. Let your insurance company determine liability later.
Do Not Neglect to Document the Scene of the Crash
Take photos of damage to both vehicles as well as the accident scene. Document road conditions, weather, time of day, and any external factors that may have contributed to the crash. It’s important to note that in 45% of crashes where a fatality occurred, the drivers were engaged in at least one risky behavior like speeding. Thorough documentation protects you from false claims later. Get contact information for any witnesses who saw the accident occur.
Never Forget to Report the Accident
You must report any accident involving substantial property damage, injury, or death to the police and your insurance provider. Even minor accidents should be reported for your own protection. Failure to notify your insurance company about an accident can result in denial of your claim.
It is Better Not to Post About the Incident on Social Media
Avoid posting about the accident on social media, even just to update loved ones that you are okay. Insurers and police officers can and will review your profiles. Anything said online can affect your liability in the crash. Wait until after you have spoken to your insurance company to post about the accident.
Never Delay Medical Care after a Car Accident
If you are injured, get medical attention immediately, even for minor cuts and bruises. Not seeking prompt medical care can negatively impact your ability to receive compensation later on. Have a doctor document all of your injuries resulting from the accident while the evidence is fresh.
Driving comes with risks, but knowing how to respond after an accident can help minimize the impact on you financially, physically, and legally. Consider the steps above to look out for yourself following a car crash. Being prepared could make all the difference in the aftermath of an accident.